Calculate
Protection Gap Calculator
An educational estimate using a common income-multiplier rule of thumb — not a personalized needs analysis.
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₱600,000 × 10 − ₱0
₱6,000,000
Life insurance protection gap
Recommended coverage: ₱6,000,000 (10× annual income).
₱600,000 × 5 − ₱0
₱3,000,000
Critical illness protection gap
Recommended coverage: ₱3,000,000 (5× annual income).
These multipliers are a common educational rule of thumb, not a comprehensive protection analysis, and this tool doesn’t recommend any specific insurance product. Want to talk through your results? Take the Financial System Check to connect with Jeli.
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