Legal
Terms of Service
Effective date: June 29, 2022
These terms apply when you use the JRQ Financial Operating System website, the Financial System Check, our calculators, and the Financial Lab (together, the “Service”), operated by Ignite Global Summit Life Insurance Agency.
Educational purpose only
The Service is educational and informational. Your Financial System Check score is an educational snapshot based on your responses. It is not financial, investment, tax, legal, or insurance advice, and it does not establish that you have adequate insurance or financial protection.
Nothing on the Service is a recommendation to buy a specific financial or insurance product, and no outcome — investment return, insurance payout, or otherwise — is guaranteed.
Eligibility
You must be at least 18 years old to use the Service.
The calculators and tools
The Emergency Fund, Savings Goal, and Income Replacement tools produce educational estimates based only on the numbers you enter. They don’t account for taxes, inflation, investment returns, or your full financial picture. Verify any figure independently before relying on it.
Financial System Review (consultation)
If you book a Financial System Review, that conversation is a separate engagement between you and Jeli. Anything discussed or agreed there is governed by whatever terms you and Jeli agree to directly, not by this page.
Intellectual property
The Financial System Check™, the six-layer framework, and the Service’s content and design belong to Ignite Global Summit Life Insurance Agency. You may not copy or redistribute them without permission.
Limitation of liability
The Service is provided “as is,” without warranties of any kind. Ignite Global Summit Life Insurance Agency is not liable for decisions made based on the Service’s educational content or estimates.
Governing law
These terms are governed by the laws of the Republic of the Philippines.
Changes to these terms
If we make material changes to these terms, we’ll update the effective date above.
Contact
Questions about these terms can be sent to plukjelirosequides@gmail.com.